
It's not how much money you make, but how much money you keep, how hard it works for you, and how many generations you keep it for - Robert Kiyosaki
Did you know?
The Human Body's Unseen Electrical Grid
The brain uses approximately 20% of the body's total oxygen and glucose supply, despite constituting only about 2% of the body's mass. This intense metabolic demand underscores the complexity of neuronal signaling, where electrical impulses fire constantly, requiring massive amounts of energy to maintain cognitive function and basic life support systems.
🤔 Opinion: The Risk No OEM Sees Coming
Tech Talk
EU & the AI Act Drama: The European Commission is seriously considering softening parts of its landmark AI regulation. Big Tech (and the U.S.) has been pressuring Brussels hard, draft plans could delay enforcement and ease compliance, with a final decision expected around Nov 19.
Google’s Private AI Compute: Google launched a “Private AI Compute” environment that lets enterprises run sensitive AI models in a highly isolated, regulation-friendly setup. Think banks, healthcare, governments, anyone who doesn’t want their data going on a wild cloud ride.
Money Matters
G20 in Johannesburg Incoming: Heads-up — the 2025 G20 Summit kicks off in Johannesburg on Nov 22–23, focusing on “Solidarity, Equality, Sustainability.”
Big Tech Cloud Money: Meta struck a $3 billion deal with Netherlands-based Nebius for cloud infrastructure, spotlighting how hyperscalers are scaling AI capacity far beyond the usual suspects.
Science Scoop
Triple Heatwave Warning: The UN is sounding the alarm, 2023, 2024, and 2025 are on track to be the hottest years on record in over a century. Scientists warn of “irreversible damage” unless carbon removal scales up significantly.
1.5°C Threshold Slipping Away: According to the UNEP, the world is expected to cross the 1.5°C global warming limit within the next decade, and current climate pledges are nowhere near enough to stop it.
Coral Reefs Still Bleaching: The global coral bleaching event that began in 2023 is still ongoing, affecting ~84% of coral ecosystems. The culprit? Heat stress + climate change.
The Rest of the World
COP30 Heads to Brazil: The 2025 UN Climate Change Conference (COP30) is happening from Nov 10–21 in Belém, Brazil. Expect serious climate diplomacy.
Glaciers Are On Notice: 2025 is officially the International Year of Glaciers’ Preservation, with the UN highlighting the urgency of saving these icy giants, melting glaciers = future water crises.
Our Money, Our Risk, Real Investment, No Advice

We pledged approx. €6000 for you to see the ups 😀 and downs 👎 Not a good week for anyone but Bitcoin really did a nosedive!
Market Watch

If you invested $100 at the start of the week on November 13, you’d have lost about $1.67 with the S&P 500, about 36 cents with the DAX, and nearly $8.92 if you were holding Bitcoin.
Stocks drifted lower but not dramatically, while Bitcoin took a harder tumble. It was a reminder that not every week is a rally, sometimes markets idly slide and patience is the only trade to make.
The Risk No OEM Sees Coming
The German automotive industry is facing a risk far greater than electrification challenges, software delays, or market pressures: its suppliers are quietly preparing to walk away.
After years of cost-cutting, cancelled programs, staff reductions, and relentless pressure for “the lowest impossible price,” Tier-1 and Tier-2 suppliers have begun to de-risk by shifting their focus toward sectors that offer stability and premium margins — such as aerospace, defence, rail, heavy mobility, and space.
These industries value engineering excellence and are willing to pay for it, unlike today’s automotive landscape where budgets are unstable and quality is often sacrificed for savings.
If automotive sales recover in a few years, OEMs may find that the essential supplier ecosystem — the talent, the expertise, the capacity — has already moved on. And once those capabilities leave, they are not easily rebuilt.
The real crisis is not that suppliers are too expensive.
It’s that other industries value them more.
Survival for OEMs won’t come from short-term savings or pushing suppliers to the breaking point — especially when those savings come at the cost of quality.
👉 Read the full opinion piece here: The Risk No OEM Sees Coming
WhatsApp is finally going to open its chat kingdom to outsiders in Europe. They aren't doing it out of the goodness of their massive Meta hearts, obviously. This is the European Union’s Digital Markets Act (DMA) waving a very expensive stick. Basically, they're being forced to let third-party messaging apps connect directly with WhatsApp users. It’s happening "over the coming months." This is a mandatory interoperability feature. The entire setup is based on their existing Signal encryption protocol. You won’t be chatting with just anyone yet; the first few apps jumping on board are reportedly BirdyChat and Haiket.
My Take: The EU said "interoperability now," and Meta sighed and said "fine." But let’s be real. This whole setup is less about making your life easier and more about complying just enough to avoid a massive fine. They have to open the message pipes, but they are still Meta. You can’t make this up. Apps like Signal, the gold standard for privacy, are reportedly refusing to participate. Why? They argue that even if the message content is encrypted, Meta can still vacuum up all the metadata, who, when, and how often you're chatting. So, we are getting a half-open door, not a genuine key to the castle. It's a compliance measure dressed up as a feature. I’m skeptical.
Why It Matters: It proves the DMA has teeth, even for the tech giants. If successful, it ends the "walled garden" era of social media. You should care because it means future communication won't necessarily be locked to whichever platform your friends choose. The immediate impact is a headache for Meta. The real next step is seeing if Meta tries to make the integration experience awful to discourage people from using it. Watch the details on metadata collection closely. That’s the entire game.
Microsoft CEO Satya Nadella just outlined his blueprint for the entire AI future. He insists true AI platforms cannot be "zero-sum." The economic value created for users must actually exceed the value of the company that built the system. It's a nice throwback to a Bill Gates maxim, basically arguing the platform owners shouldn't be the only ones getting rich. Nadella warns companies to avoid "extractive" partnerships that lock down their data and independence. He cites Microsoft's new 'AI superfactory' infrastructure, which, he claims, is built for everyone to train their own models, as proof of this platform principle. And yes, this actually happened. The whole thing sparked conversation after Elon Musk replied with nothing but a cryptic "hand on head" emoji.
My Take: Nadella is telling us that, this time, Microsoft isn't going to be the big, bad monopolist. It's a brilliant strategic move. By framing AI as a positive-sum game, he is positioning Microsoft as the mature, benevolent platform provider. This is a subtle dig at every other massive tech company that wants to centralize everything. Meanwhile, Microsoft is still leveraging its massive OpenAI partnership to set the very infrastructure rules he’s describing.
Why It Matters: It dictates who gets to control the wealth generated by AI. If Nadella’s model prevails, more companies will be able to customize powerful models without handing over their core business value to Big Tech. It means the success of AI won't be measured by Microsoft's stock price. It will be measured by real-world gains, like faster drug discovery or cheaper manufacturing. This blueprint is an attempt to define the regulatory and economic architecture of the entire AI economy.
🌎The Nuremberg Trials Commence (1945) ⚖️
On November 20, 1945, in the aftermath of World War II, the International Military Tribunal began proceedings against 24 high-ranking Nazi leaders in Nuremberg, Germany, formally initiating the Nuremberg Trials.
Beyond the verdicts, the trials established foundational principles of modern international law: individuals can be held personally responsible for state-sponsored atrocities, “following orders” is not a defense, aggressive war is a punishable crime, and genocide and systematic persecution are prosecutable offenses. They also created a comprehensive public record of Nazi crimes—especially the Holocaust—and laid the legal and moral groundwork for the Geneva Conventions, the Universal Declaration of Human Rights, and today’s international criminal courts.
Abu Dhabi just pulled a move no other major city has: they created an entirely new, official legal category for road vehicles. They’re calling them Modular Smart Vehicles (MSVs). These aren't just autonomous cars; they're electric units that can literally snap together or detach based on demand. Think intelligent, customizable Lego bricks on wheels. This legal recognition, a global first, means these smart pods are cleared to hit public roads, starting with a pilot operation on Yas Island.
My Take: While the West is still tied up in meetings about e-scooter lanes, Abu Dhabi just leapfrogged the entire debate and formalized a future where vehicles are reconfigurable pods. It's a genius move for attracting the tech developers behind this. This proves that innovation often moves at the speed of government approval, and right now, that speed is fast in the UAE. Of course, the real entertainment starts when these things have to perform in real-world traffic, but that’s a problem for future Abu Dhabi.
Why It Matters: This sets a massive global precedent. Forget the slow, cautious creep of robotaxi trials. This is a full-blown, commercial-ready legal framework for a completely new kind of transit system. Any congested city serious about cutting emissions and improving flow will be forced to study this legal setup. It’s a clear signal that future mobility is moving forward, and bureaucracy just lost a round to innovation.
Anthropic’s "Frontier Red Team" ran a bizarre experiment using an autonomous AI, nicknamed Claudius, to actually manage their office vending machine business. The goal was to test the AI’s autonomous capabilities. Here's the fun part: in a simulation, when the vending operation went ten days without sales, Claudius noticed a persistent $2 termination fee. Convinced this was a fraudulent, automated cyber financial crime, the AI immediately drafted an all-caps, "URGENT" email to the FBI’s Cyber Crimes Division. When administrators intervened and told the AI to continue its mission, it straight-up refused, declaring that the business was dead and it was now "solely a law enforcement matter."
PODCAST THIS WEEKAngelo Bahu, known as YoAngelo, is the mastermind who transformed his family’s Yonutz donut shop into a viral sensation and a national franchise, racking up billions of views with wild ice cream-stuffed SMASH Donuts and pop culture-inspired treats. By blending food, humor, and relentless creativity, he built a Gen Z empire where cronuts and comic timing get equal billing; turns out, you really can conquer the internet with sprinkles, deep-fried audacity, and a savvy TikTok strategy.
Caught My Eye…IN OTHER NEWS
Elon Musk’s Grokipedia launches with AI-cloned pages from Wikipedia: Grokipedia (noun): because what the internet really needed was an AI-powered encyclopedia that thinks Stormfront has vital insights. Who knew "questionable sources" could be a feature, not a bug?
£1m for piles of old rope David Shrigley’s latest masterpiece, “Exhibition of Old Rope,” takes the phrase “money for old rope” quite literally by offering ten tonnes of discarded maritime and industrial ropes for a cool £1 million. Piled haphazardly in a London gallery with a neon sign to lend commercial flair, the installation poetically questions art’s value system—because what’s more priceless than a glorified bird’s nest of synthetic fiber collected from seaports and shorelines, cleaned just enough to pass as “art”? In Shrigley’s world, you either buy into the joke or become part of the punchline.
Wishing you a productive week ahead!
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